The Best Credit Cards for Shopping and Other Transactions in India

When it comes to choosing the right credit card for your daily needs, selecting one that offers comprehensive benefits for shopping and other transactions can significantly enhance your financial experience. Here, we highlight two top-tier credit cards that are particularly suited for online and offline shopping in India. Whether you're a frequent Amazon Prime member or a loyal Flipkart customer, there's a card that can suit your needs.

Manhattan Visa Credit Card from Standard Chartered

The Manhattan Visa Credit Card from Standard Chartered stands out as an excellent choice for online and local supermarket shopping. This card offers 5% cashback on grocery shopping both online and from local supermarkets such as Flipkart Grocery, BigBasket, Blinkit, and Grofers. It caters to the needs of shoppers who prefer purchasing from local stores, as it works with a wide range of them in addition to online platforms. However, it's important to note that the card does not work with Amazon India, which might limit its appeal for those who primarily shop on the Amazon platform.

The card incurs an annual fee of 999 rupees, which may be considered high for some users. Additionally, a minimum order of 1000 rupees is required to qualify for the cashback. Despite these conditions, the cashback benefits are substantial and can be very rewarding for frequent shoppers.

Amazon-ICICI Credit Card for Prime Members

For Amazon Prime members who are also grocery shoppers, the Amazon-ICICI credit card is an ideal choice. This card offers a generous 5% cashback on all purchases, not just groceries, making it versatile for various shopping needs. As a member of Amazon Prime, you already have access to a wide range of products, and pairing this card with it will amplify your savings.

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is a must-have for customers who shop frequently on Flipkart. This card is tailored to meet the needs of online shoppers who prefer the convenience of Flipkart. It stands out with its comprehensive perks and discounts, making it one of the best credit cards in the market for shopping and other transactions.

The card comes with a range of benefits, including:

Joining benefits and instant cashback offers up to 5% on purchases. Discounts and fuel charge waivers on various purchases. Partner restaurant discounts up to 20% on dining.

With these benefits, the Flipkart Axis Bank Credit Card not only enhances your shopping experience but also provides additional financial savings. It's a game-changer for those who shop on Flipkart regularly.

Conclusion

Choosing the right credit card is crucial for maximizing your shopping and transaction benefits. Whether you prefer the convenience of online shopping on Amazon or Flipkart, or you enjoy purchasing from local supermarkets, there is a credit card that can cater to your needs. The Manhattan Visa Credit Card, Amazon-ICICI Credit Card, and Flipkart Axis Bank Credit Card are all top contenders, offering excellent cashback, discounts, and other perks. By carefully considering your needs and preferences, you can choose the best credit card for your financial life.